校友ID恢复

We've heard all about identity 盗窃 in the news. It is the fastest growing crime 在我们今天的国家. It happens all the time and everyone is at risk. 

But what if your identity is stolen? 你会先做什么? 向警方报案 checking your credit reports, notifying creditors, and disputing any unauthorized transactions are some of the steps you must take immediately to restore your good 名字. The Identity Theft Resource Center® (ITRC) is a nonprofit, nationally respected organization dedicated exclusively to the understanding and prevention of identity 盗窃. 期的 provides consumer and victim support as well as public education. 在其网站上， 有 一步一步的指示 of what to do if you believe your identity has been compromised, but be prepared to spend hours just reading the instructions. Identity 盗窃 victims spend an average of 175 hours recovering from identity 盗窃, often over a period of years, according 谘询委员会.

校友ID恢复 is a service offered by your 校友会 at a discounted rate for 网赌上分平台 alumni that covers every aspect of restoring your 信用和你的身份. Individual and family plans are available for less than $9 a month and you'll have access to 校友ID恢复's experienced professionals who will process paperwork and make necessary phone calls to government agencies and credit bureaus if you become a victim of identity 盗窃. If you purchase this product, you would call them first and they would handle the process for you, saving you valuable time. 你可以在网上订阅 www.alumniinsuranceprogram.com/newhaven/ 或拨打1-800-922-1245.

To protect ourselves from this crime, we know to cross-shred our mail before tossing it in the trash or recycle bin, monitor our bank and credit card accounts and not to respond to any e-mails requesting our social security numbers. 但还有什么能 you protect yourself against identity 盗窃 and fraud? 这里有一些建议 这对你来说可能是新的.

预防建议

* When writing out checks, use a gel ink pen (preferably black) so the ink will permeate the fibers of the check to prevent check washing. Check washing is a simple, low-tech way to alter a check you have written.  It is the chemical erasing of the handwritten 支票的部分. The idea is to remove the ink while maintaining the overall appearance of the check and its preprinted items. The concern here is that these chemicals and solvents are readily available everywhere. 

* You probably know that you should order your credit report at least once a year and that federal law gives you the right to one free credit report each year from the three credit bureaus: Equifax, Experian, and TransUnion. 如果你是…的受害者 identity 盗窃, your credit report will contain the tell-tale signs – inquiries that were not generated by you, as well as credit accounts that you did not open. 越早 you detect fraud, the easier and quicker it will be to clean up your credit files and regain your financial health.

Consider staggering your requests and obtain one report from one bureau every four 个月. That way, you can monitor your credit reports on an ongoing basis. 但是,如果 you are in the market for credit or are a victim of identity 盗窃, order all three 有一段时间. For more information on your free credit reports, visit the Federal Trade Commission web site